Flexible Credit Support Plans
Interest-Free Credit Limits to Accelerate Your Business Growth
PT5 offers adaptable credit solutions designed to help partners maintain healthy cash flow during business expansion phases. From initial credit support for new sellers to substantial credit lines for established merchants, we provide tailored financial solutions based on your business scale and collaboration history, ensuring smoother business development and growth opportunities.
Credit Plans for Sellers
Choose the financial support program that best fits your business stage and needs
New Seller Support Program
Eligibility:
Completed store verification
Credit Limit:
$100 initial allowance
Repayment Period:
Two weeks
Application Process:
Submit store link for verification
Ideal For:
- Entrepreneurs just starting their e-commerce journey
- Sellers needing small capital support to test new products
- First-time PT5 collaboration partners
Established Seller Growth Program
Eligibility:
Daily average order value of $2,000+
Credit Limit:
3-5% of historical payment total
Repayment Period:
One month
Application Process:
Submit historical order records for business assessment
Ideal For:
- Stable, operating e-commerce merchants
- Partners requiring larger financial support to scale operations
- Long-term PT5 collaboration partners
Credit Plan Advantages
Zero Interest Support
- Completely interest-free credit extension
- No hidden fees or additional costs
- Truly enhances your capital utilization efficiency
Rapid Approval Process
- New sellers: Completion within 24 hours
- Established sellers: Credit limit determination within 3 business days
- Simplified application materials and procedures
Flexible Repayment Options
- Possibility of installment repayments
- Flexible mechanisms linked to new order payments
- Customizable repayment schedules based on business conditions
Credit Limit Growth
- Progressive credit limit increases as collaboration deepens
- Credit assessment based on actual transaction history
- Opportunity for limit expansion with reliable repayment records
Zero Interest Support
- Completely interest-free credit extension
- No hidden fees or additional costs
- Truly enhances your capital utilization efficiency
Rapid Approval Process
- New sellers: Completion within 24 hours
- Established sellers: Credit limit determination within 3 business days
- Simplified application materials and procedures
Flexible Repayment Options
- Possibility of installment repayments
- Flexible mechanisms linked to new order payments
- Customizable repayment schedules based on business conditions
Frequently Asked Questions
How do I determine if I qualify for a credit plan?
Whether you're a new seller or an established merchant, you can qualify for appropriate credit support by providing the relevant store verification or business documentation.
What services can my credit limit be applied to?
Your credit limit can be applied to all PT5 services, including dropshipping, procurement services, quality inspection, warehousing, and customization services.
How can I increase my credit limit?
Maintaining excellent repayment records and steadily increasing order volumes are key to enhancing your credit limit. We reassess long-term clients' limits quarterly.
Why might my application be declined?
Common reasons include incomplete store information, limited business operating history, or unresolved payment disputes. We'll provide specific reasons and improvement suggestions.
Am I obligated to use the entire credit limit?
No, the credit limit represents a maximum threshold rather than a mandatory utilization amount. You can flexibly use any amount up to your limit according to your actual needs.
Still have questions? Contact our support team